New Bank Fees Coming

let's take a look

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Bank of America will charge clients new monthly fees if their accounts do not meet a minimum balance, the bank's CEO Brian Moynihan said on Tuesday.

"We will increase the account balance minimums or charge monthly fees in lieu thereof, which is the choice of the customer," Moynihan said at a Barclays Capital conference in New York.

These and other measures will allow the bank to compensate for revenue lost due to new regulations put in place following the 2008 financial crisis that led the US government to salvage many bank with massive bailouts, he said.

"Over the next 12 months, we will reset the entire product line."

http://www.breitbart.com/article.php?id=CNG.bb54d137200b27d4f18a20472252604a.10b1&show_article=1

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Credit Cards Canceled

Citi is canceling credit cards. Let's take a look.

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Citi closes Gas linked credit card without warning.

Shannon Burdette tried to pay with her Shell Mastercard after filling up her gas tank this weekend but found the card rejected. Confused, she called the customer service line on the back of the card, issued by Citibank, and was told the account was closed because of something that appeared on her credit report. But when the Sykesville Md., resident got a copy of her credit report online, the only negative thing she saw was "closed at credit grantor's request" on the Shell MasterCard account.

http://www.baltimoresun.com/business/bal-creditcard1020,0,1649893.story

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Consumer Protection 2010

let's take a look:

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.....................The legislation, known as the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, .............. will take effect in February, but portions of it are set to come into play in the coming weeks.

But while advocates say the legislation does offer consumers some protection, it has led banks to get creative in finding new revenue streams to replace those put in jeopardy.

“The issuers are finding new ways to secure income before the February deadline when their hands will be somewhat tied,” said Gail Cunningham, Vice President of Public Relations at the National Foundation for Credit Counseling. Cunningham compared the legislation to a boardwalk game of “Whac-A-Mole,” where a new furry critter pops up each time you smack one back into its hole....................

http://www.foxbusiness.com/story/personal-finance/lifestyle-money/consumer-debt/credit-card-fees-rising-consumer-protection-act-blame/

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