Making Home Affordable

Making Home Affordable.  Help is only a phone call away. If you know someone struggling to stay afloat, to pay their mortgage, Help is a Phone Call away. Get free advice from a housing expert. HUD-approved housing counselors work with you and your mortgage company on your behalf, and their expertise is available for free. Call 888-995-HOPE (4673) to speak with an expert about your individual situation.

Making Home Affordable has real help to offer, but you must contact your mortgage company or a housing expert to take action. The sooner you do, the sooner you can get on the road to financial recovery. Not taking action can only make things worse. Remember, many Americans have taken the first step towards modifying or refinancing their mortgages, and so should you if you are having trouble making your mortgage payments. There is help available:  Request for Home Affordable Modification, Speak With an Approved Housing Expert or Contact Your Mortgage Servicer.

Do you have a copy of your credit report?
We can help you get a copy of your credit report without it further damaging your credit score!

Then we can conduct a FREE credit consultation and cover:

- The federal credit laws and how they protect you, explanation of our entire process, and answer any questions about time frames and what to expect.
- I will then go through each lines item on your credit report and address any questions or concerns.
- The last thing I'll do is go over our pricing structure and discuss the cost to invest in our services. At this point, we'll put something together for you that makes financial sense so we can start helping you with your credit.  Contact us at www.consumercreditcapital.net

15 Million Trapped With Mortgage Worth More Than Their House

Looking for a better job to support your family, or maybe a better school for your kids?  Well for 15 million young families that job, school and better life will only be possible if it doesn't require selling their home and purchasing another because half of Americans under 40 owe more on their home than their home is worth.  In short they are stuck where they are.  There is much more here for the inquiring mind.

GE Pays $70.4 Million to Settle Bid Rigging Investigation

GE Company settles charges in bid rigging scheme.  Among other things is was alleged GE colluded with other big banks to rig bids on contracts with local governmental agencies:  taxpayers.  For example one friendly bank might put in a phony bid to help the other bank win the bid so on and so forth.  For the inquiring mind there is more here a the link.  Visit fix my credit for a free credit repair evaluation.

Consumer Credit Capital Launches Clean Credit Repair Program

Consumer Credit Capital Launches their Clean Credit Repair Program.

The Program was developed based on thousands of hours of credit management experience in dealing with creditors, collectors and credit bureaus.  Credit Repair: The Company has experience in dealing with creditors, collectors and credit reporting agencies. Visit the Company's website to download their Insiders' Report. In the report, learn how to deal with creditors and credit reporting agencies.Consumer Credit Capital launches their Clean Credit Repair Program. The program was developed based on thousands of hours of credit management experience, and relying on the Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act and the Fair Debt Collection Practices Act and other consumer protection legislation.  Houston, Texas (PRWEB) December 07, 2011  There is much more here at the link

Fraud Foreclosures On Active Duty Military

Than banks continue to settle suits over fraudulent lending including foreclosing on active duty members across the country.

About 5,000 homes owned by active-duty members of the military and their families may have been foreclosed on by 10 leading lenders in violation of the Servicemembers Civil Relief Act, which aims to protect members of the military from financial distress, according to data released last week by the Office of the Comptroller of the Currency.

There is more here.  What is to be sure is the housing recovery is a long way off.

Online Sales Grow

Online sales continue to grow as cost conscious consumers coupled with increased connectivity to the web results in a record of nearly $6 billion spent during the opening week of the 2012 holiday season.

ComScore says online sales are up 15 percent to $18.7 billion in November and the first two days of December, compared with the same period last year.

There is more here at the link   While the numbers are difficult to track it looks like overall spending is up this holiday season over last and spending online is up by more than 10%.

FDCPA Lawsuits Outpace last Year

Total lawsuits filed in the U.S. this year citing alleged Fair Debt Collection Practices Act (FDCPA) violations reached 10,402 through mid-October, well ahead of last year's pace.  The article is here at the link:


For more on the Fair Debt Collection Practice act you can find it here at the link FDCPA.  

FDCPA protects consumers as it dictates to debt collectors what they can and can’t do when collecting a debt from a consumer. The United States Congress has found that there is ‘abundant evidence of the abusive deceptive and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs and to the invasion of individual privacy’s.

For more on the FDCPA to discuss Credit Repair Services. Visit Consumer Credit Capital.at the link.