FDCPA Lawsuits Outpace last Year

Total lawsuits filed in the U.S. this year citing alleged Fair Debt Collection Practices Act (FDCPA) violations reached 10,402 through mid-October, well ahead of last year's pace.  The article is here at the link:


For more on the Fair Debt Collection Practice act you can find it here at the link FDCPA.  

FDCPA protects consumers as it dictates to debt collectors what they can and can’t do when collecting a debt from a consumer. The United States Congress has found that there is ‘abundant evidence of the abusive deceptive and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs and to the invasion of individual privacy’s.

For more on the FDCPA to discuss Credit Repair Services. Visit Consumer Credit Capital.at the link. 

Alabama Sues Debt Collector for FDCPA Violation

In another case of a debt collector using deceptive practices, Alabama has accused a debt collection company of falsely claiming a creditor had entered into an agreement to pay.  The lawsuit alleges the company was sending letters to consumers claiming the consumer had entered into and agreement with the company and then reneged.  In fact, according to the suit, no such agreement was entered into nor had the consumer even had contact with the debt collector. There is much more here for the inquiring mind.  The take away here,  it is illegal for a debt collector to lie.  If you have questions about a debt or a collection practice visit Credit Repair Services for a free credit repair Texas evaluation.

Debt Collector with 6,000 Accounts Settles for $4 million

According to state officials the company repeatedly engaged in bad behavior prohibited by the Fair Debt Collection practices Act. 

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"The main thing is you don't threaten people in terms of their debt," said Bill Cloud, a spokesman for Georgia's office of Consumer Protection. "You don't threaten them physically. You don't threaten them with arrest. You don't act like a law firm if you're not. These people were just doing everything in the book that was wrong." Cloud says since 2008's financial meltdown, abuse by debt collectors has been one of the most frequent complaints his office receives. 

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For more on the FDCPA visit Consumer credit Capital at FDCPA.   If you have questions about a collection account give credit repair Texas a visit.  For more on the case above you can find it here.

Shake-Down: Debt Collection Company unjustly collects $9.4 million according to District Court

The company called nationwide and threatened people who picked up the phone a lawsuite was on the way. The company was recently What many pressured by debt and debt collectors do not know is a debt collector can not legally threaten any action they do not intend to take. Doing so is a clear violation of the Federal Debt Collection Practices Act- FDCPA. Moreover, this violation is easy to prove. Simply put, if the company's normal practice is not to sue in similar cases a threat to sue is against the law. For the inquiring mind, the FDCPA legislation is here FDCPA. If you have questions about a credit account visit Credit Repair Houston a visit for a free evaluation.

For more on the court action you can find it here