State Tax Revenue Drops

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State Tax Revenue in U.S. Drops Most Since 1963, Study Says

Jan. 7 (Bloomberg) -- U.S. state tax collections fell the most in 46 years in the first three quarters of 2009 as the recession shrank revenue from sources including personal income, the Nelson A. Rockefeller Institute of Government said.

Revenue dropped 13.3 percent, or $80 billion, compared with the same nine months of 2008, to $523 billion, the institute said. Collections in the third quarter alone sank 10.9 percent to about $162 billion, according to the report released today by the Albany-based body. It was the fourth straight quarterly decline. The institute is the public policy research arm of the State University of New York.

“The first three quarters of 2009 were the worst on record for states in terms of the decline in overall state tax collections, as well as the change in personal income and sales tax collections,” Rockefeller analysts Lucy Dadayan andDonald J. Boyd wrote in the report. The institute explores ways to help state and federal governments work better.

http://www.bloomberg.com/apps/news?pid=20601087&sid=a5OM27Cn39Yk

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Principle reduction option

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Mortgage rates in the United States have dropped to their lowest levels since the 1940s, thanks to a trillion-dollar intervention by the federal government. Yet the banks that once handed out home loans freely are imposing such stringent requirements that many homeowners who might want to refinance are effectively locked out.

The scarcity of credit not only hurts homeowners but also has broad economic repercussions at a time when consumer spending and employment are showing modest signs of improvement, hinting at a recovery after two years of recession.

Refinancing could save owners hundreds of dollars a month, which could be spent, saved or used to pay down debts. Extra spending would help lift the economy, and lower payments might spare some people from losing their homes to foreclosure.

http://www.nytimes.com/2009/12/13/business/economy/13rates.html?_r=2

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As banks recover main street lags:

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WASHINGTON – President Barack Obama implored top bankers Monday to help keep the fragile recovery from faltering by boosting lending to small businesses and getting behind an overhaul of financial regulation. "We rise and fall together," Obama declared.

In response to the president's burst of populist jawboning, some banks pledged to increase loans and exercise more self-control over outsized compensation. But the full impact of Obama's intervention was hard to gauge: The government is losing leverage as major banks repay bailout loans.

Obama's lecture to the bankers was also part of a broader election-season Democratic effort to tie sluggish bank lending to continued high joblessness — and to try to tie the banking industry to Republican efforts against Obama's financial overhaul legislation.

It's a tough balancing act, given past contributions of big banks to Democratic as well as Republican candidates.

http://news.yahoo.com/s/ap/20091214/ap_on_bi_ge/us_obama_banks

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State Government withholds money to cities

New York leads the way in cutting local budgets. let us take a look...

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Gov. David A . patterson announced on Sunday that he would unilaterally withhold $750 million in scheduled payments to schools and local governments, saying that strong action was necessary to protect New York State from insolvency.

The reductions of 10 to 19 percent in aid will affect schools and social service providers, health insurance payments, cities and counties. Mr. Paterson said the withheld funds were not “a cut” or an “impoundment” — perhaps drawing a legal distinction because only the Legislature is empowered to make permanent budget cuts.

Some lawmakers called the move illegal, but the governor said “we are well within the bounds of legal authority.”

http://www.nytimes.com/2009/12/14/nyregion/14budget.html?_r=2&scp=2&sq=paterson&st=csew.oregon-credit-repair.com, www.consumercreditcapital.net, www.oregoncreditcapital.com, www.creditscorecounseling.com, credit, repair, report, bad, improve, companies, fix, information, services, service, help, software, legal, own, rebuild, dispute, file, credit report, repair credit, credit report, fix bad, auto loan, reverse mortgage, improve credit, credit repair companies, fix credit, credit repair information, credit repair services, credit repair software, legal credit repair, repair own credit, rebuild credit, dispute credit, credit file, foreclosure, short sale, bankruptcy, loan, refinance, Oregon, Portland, Medford, Salem, auto loan, bad credit, car loan, credit, Credit Repair, fico, Fico Score, internal revenue service, irs, New Cars, tax deduction

Christmas is still coming!

Christmas is coming and on that note Oregon has something to feel good about! Let's take a look....

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Oregon still Nation's leading producer of Christmas Trees.

The latest survey of Oregon’s Christmas tree industry shows once again why the production and sale of the state’s eighth ranked commodity is so economically important. Despite many current and future challenges, Oregon’s growers remain ahead of the pack when it comes to US production of Christmas trees.

“Oregon’s Christmas tree industry generates a great deal of economic activity, and this latest survey continues to prove it,” says Gary McAninch, supervisor of the Oregon Department of Agriculture’s Nursery and Christmas Tree Programs. “Our inspectors know very well how important the industry is since they are the ones who certify the trees are clean and ready for shipment. It will only be a few more weeks before the first trees of the season will be inspected and shipped out.”

http://naturalresourcereport.com/2009/10/oregon-still-nations-leading-producer-of-christmas-trees/

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